I'm contemplating if it would be better off in the future to have all long term units or if there's no cost difference for types of rentals. 

You will probably need a new valuation report might cost you $2,000.  

I have two questions with this:1. if I choose to take title under my personal name, does that mean I need to use all of my personal funds to submit EMD, rehab, etc. to avoid commingling funds with my flipping business?

Owning a house together is like a long-term business partnership, so make sure you have a clear exit strategy in writing.

I do have an empty lot next to my current SFH , doing nothing (but costing me money to mow :)) my thought was to build a detached guest cottage to serve as an overflow for guests or it could also serve as a seasonal / monthly rental.

I called WF and they said for business account I need a registered business like LLC etc which I do not have. 2.

I've requested a few small cash outs to my bank.  2% fee, all done through the app, and funds always in my checking account the next business day. 

The knowledge I am gaining and the connections I am making through Peter Harris are worth the split because I'm being taught the business by a professional.

I've been the owner of a medium-sized business for the past 7 years. 40 years old now and I'm beginning to pivot and re-invest capital into real estate.

We had a busy 2023 for us.