So a home warranty is going to cover most of your cap ex expenses IF you pay extra to get that coverage.

Make sure you have a good understanding of the rental comps for the type of property you're looking at because typically a DSCR based loan is the best option and it will calculate the debt coverage not using STR income but using the 1007 rents. 

From what I can tell of the data shared, the key metrics seem ok:- CapRate 10.8%- Debt Coverage Ratio 1.92- Cash on Cash Return 12.62%I think these could be overly optimistic though depending upon answers to the questions above.Regardless,Good Luck and Happy InvestingKim

This is the debt service coverage ratio.Mathematically speaking, debt service coverage ratio is defined as:DSCR = Net Operating Income (NOI) / Total Debt Service (annual mortgage payment)In other words, DSCR is a mathematical expression of how many times the income will cover the principal and interest mortgage payment.

For me to do a good comprehensive CMA it would be 45 minutes to 1 hour. 

So first you try conventional and if income  is too low then you go non-agency, they are 4 programs for investor solutions such as 12 Months Bank Stm, Asset Depletion, No Ratio and DSC (debt service coverage)

Hello BP MembersIf anyone knows of a Insurance program that I can get to cover any future Liability as I buy repair & flip SFR . In case a buyer tries to bring any legal issues in the future pertaining to repairs ...

Seems decently comprehensive.

Yup, absolutely.I had to have tenants in place and a debt service coverage ratio needed to be 1.25 or higher.

As a retiree , I will take full family Health insurance coverage for a very low price (1.5% of my pension amount ).