My local bank won't approve additional loans for investment properties without it.

Background so the numbers have meaning - Conservatively approved to 400k, FICO 800, clean history, 20% down payment on non owner-occupied investment property, 30 yr fixed conventional loan.

They paid each month and when December rolled around they said that they couldn't close due to the TRUST that was going to pay for the property required repairs needed to be made before the trust would approve the purchase. 

The person “owning the apartment actually owns those shares in the corporation owning the building and has a “priority” lease on the apartment they occupy that is specifically tied to those shares.The corporate by laws will state what percentage ownership must approve a conversion to condominium structure.

I was able to secure a piece of property in a desirable area from someone I know that is approved and zoned for an RV park.

I have decided to go the purchasing route and have been approved for a loan.

To get approved for more money which having her on will most likely do that as long as she doesn’t have a lot of debt that comes along with her.

., The short answer is that it is possible, but you do need to go through an approval process through the NJ Board of Public Utilities before you can start billing the residents for gas. 

I reached out to our lender and he says due to our lower income and DTI based on 3 mortgages, we couldn’t get approved for the refi with him.

How will a lender pre-approve me for a second property that I will be occupying?