Alternative Refi Options?

[Kaybreh Mathis]

Hello!

My husband and I own 3 multi family properties. We found an amazing deal nearby that we want to BRRRR. We have the cash to purchase and rehab. However, my husband just took a part-time job as we're making the transition to living off rental income and him spending more time with our kids. I reached out to our lender and he says due to our lower income and DTI based on 3 mortgages, we couldn't get approved for the refi with him. Who do you go to if traditional lenders aren't willing? I'm afraid this deal is going to be snatched up, but don't want to jump on the deal without a way to refi at the end. Thanks!