Think 20+ year old HVAC systems and water heaters....roofs patched with tar instead of shingles, etc.I didn't see Vacancy or Capital Expenses included in your budget affecting cash flow. 

@Chaz Parks  It depends on a number of things: what are the interest rates on your debt, how does it affect your debt to income ratio, what type of debt is it (car loan, student loan, credit cards)?

So, scale this up and what's probably true is that every agent, lender, title officer, and PM has heard a similar story over and over, with a lot of flash and no sizzle.Because of this, when people come to me with the following it is shockingly affective in getting the best out of me, and I would think this would work with any agent worth working with:- A plan . . . a realistic plan. 

Just keep the head down and do what you do best, you will probably only hear about how the virus affected people after its happened, because you were so busy doing deals, making things happen. 

You will have to finance it through your personal credit which will then affect your credit score.

I lived in that 1st 4plex for a little over a year and purchased my 2nd 4plex at my local trustee sale on 09/2018 and literally repeated the process and received an $100,000 check after the VA cash out refinance and I'm currently looking to purchase a 3rd 4plex to repeat the process all over again.

I am looking for commercial properties and since purchase prices can very significantly from property to property, affecting the down, I am curious to hear about how people pull the trigger on properties they have less than 20-25% down (minus hearing about raising additional capital).For Example:Looking for a commercial complex around 1 million with around a $200k downpayment. 

I’d like to find another property and apply the Brrrr method to repeat the process.

If your purchase price is not really changing with all the new things that have come up then it is only her that is negatively affected by all those things.  

Then you repeat it back to them and keep diving deeper.