We're a local lender and we have a bunch of newer investors who are also local.

I called a successful investor I met at local meetups who helped me walk the property (first time for me) and estimate a rehab budget so I can run the numbers and figure out what I can offer in the current market.

It's allowed me to do some of my own work like changing toilets and fixing leaking ceilings, but even if I don't want to do a job personally hopefully I'll have enough knowledge to not let a contractor over charge me, or recommend something I don't need.You'll also meet local contractors, and hopefully investors.They may offer an employee discount too.

@Jalen De Leon I find it is always wise to seek out local lenders who truly understand the specific market you're interested in.

Also, I will need some direction to this local market.

I'm currently looking for a multi family (2-4) in my local market: Trenton, NJ.

Understand Local Laws:Familiarize yourself with local landlord-tenant laws to ensure you comply with all regulations.

Mortgage is with a local bank in a small town that the business uses so they would likely notice this change.If the bank calls the due on sale clause could I refinance at that point?

He asked me for the following-1: Company certificate (for companies only)2: Drivers license/SSN3: Utility bills4: 1-3 months statement of account5: Documents of the property to be used as collateral (if any)6: Provide Loan origination cost for the processing and transfer of your loan funds 7: Bank details for funding (closing)I have their website, but how can I fortify myself so I’m not being scammed.

If you are in California-look up your local laws.