DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Could it work as a rental in those areas sure probably could if the numbers worked out, but your tenant base is not going to be the same as say Spanos area ,Stonewood ,Caldwell some areas around Lincoln, Brookside.

Today the Fed said they would debate having 3 rate cuts this year, which can add up to .75-1 basis point. 
On the 15 yr fixed mortgage's I use, that comes out to about $250/month in interest payments, or $3,000/year....

That $50K likely elevated your value by $100K-$500K, based on your payback term.

It looks intriguing but based on what others have said regarding Connected Investors it makes me a little skeptical. 

Feel free to explore the BiggerPockets forums, ask questions, and connect with fellow investors who can share valuable insights based on their experiences. 

You denied them based on the information on their application. 

I won’t be looking to re fi those anytime soon because my interest rates are so low with them but when I do my current lender has said they will be limiting how much they will lend based on the properties tax returns. 

Hey Chris, my partner is actually based out of Reno, NV.

So sustained maintenance should not be your concern, your concern should be on how fast you can recover the initial cost of the hot tub, the maintenance is not the issue.Argument #2 Seems like this is based out of fear and the unknown.