Pools aren't as scary as landlords make them, maintenance is annoyingly consistent though. had to max out liability insurance on my end and activate a blanket insurance policy & require any tenant to prove they have 500K minimum liability. on top of that have to pay a company to maintain the pool to reduce my risks.

PPP is on payroll only must prove you paid payroll taxes on employees for foregivness.

I am also sharing with you some basic tips during your lockdown study:        1.

Although, if a graduate is going to get a job in the area in which they studied in college, oftentimes the lender can count that towards their employment history.

So I started the year off with 2 goals 1) buy my first laundromat 2) 6 units (originally SFHs was my goal)Ive been studying laundromat business from mid January to now Then 2 things slowed me down very slow refi on 2 properties (long story but still trying to fight reappraisals) and COVID19More info about me I have a disability, My w2 income is very low, It is hard for me to get a job because of my disability, my primary residence is free and clear, I have 3 rental units right now (1 has a mortgage and 2 I am trying to cash out refi as mentioned) and Im very liquid.

I got my Realtors license, studied up for years & spoke with investors I met.

If you're not the real thing, no need to prove it over and over again. 

Sharing to you some basic recommendations for your REI study:          1.

Hi Biggerpockets world.This is my first post and i am really existed.First of all I wish you be safe and healthy.Currently i live in NY but i think to take a license in NJ for investment purposes,as i read a lot the license will give more advantages and opportunities for new investors.Because everything is closed i want to study at home,but could you tell me the book or books for preparing real estate license exam in NJ that i can order at Amazon?

It's going to be interesting to see what happens and no doubt this economic disaster will be studied for thousands of years (that is, if governments manage not to blow the earth up).