However, we rent SFH and 2flats, and much of the language seems to be geared to be all purpose (or course), but has a lot in there that is really not relevant for us.

I have used loan amortizer pro in the past and it worked well but lately I can't get any customer service.

This also makes the DOS trigger concerns moot.As far as insurance companies holding potential customers hostage for additional types of insurance policy sales, well that seems like a silly business practice.

If you require 10% and this only returns 6%, walk away because you're making an investment decision.But again, it seems to be only relevant once you would rent out both units.  

If you continue to create home ownership no matter what the market conditions are like, the conditions wont be as relevant to you. 

While I am not 100% certain of your local real estate customs, in CT, a buyer agent is literally "free" 99.999% of the time.

If I can get reassurance that their customer service is top notch as well I’d feel even better about investing with them. 

A swimming pool with depth greater than 2.5 feet Any business being run out of the home where clients, customers or other parties come to the home (i.e. massage business, daycare, beauty salon, et cetera.)

I asked about the LL forum mostly for a mod to notice and put your question in a more relevant forum.

Cash on cash return is probably a more relevant metric for you, or return on equity.