., I wholeheartedly disagree that wholesaling is the easiest way to get into real estate.

I'm not disagreeing that playing the 'numbers game' works, but operating this way shows a real lack of character.What's more, contacting a FSBO for a listing unsolicited - even if you're being perfectly honest in your intentions - is a violation of DNC laws in many states (mine included), and is grounds for a suspension of your license (at least here).  

I disagree that the HML is not interviewing you.

And run it by the Assessor's office to see if they find any reason to disagree with your assumptions. 

Flipping can be a slippery slope with the market (although many successful flippers may disagree).  

Others may disagree!

I know others will disagree with me but that is what I personally have decided to do. 

I completely disagree with the idea that we are going to see a steep drop-off in values in Denver.

Multifamily is a great investment if you have less capital to work with, but with a decent amount of money, it's entirely a matter of personal preference (and I'm sure others will disagree!)

There are times when paying down a property with 15 year are appropriate, so I disagree there.