The baseboard trim is that that dinky 2" stuff.I'm looking for ways to add a few design/architectural elements to really basic uninteresting construction.

Another key element you mention is education & learning.

Problem is that in some areas, and regulators, may examine the extent of the commercial activity compared to the type of loan being made.

I am a young 21 year old guy on active duty in the army.

If you look at the UK market let me know as I am active there.

If so was it a common activity or more of a one-off?

I manage several properties in the Philadelphia area for an investor I know and the market there is very active.

Hence borrowing money is a challenge when your credit file shows very little activity and a short history.

It is the oldest RE website on the net with a large, active community.Again, my only connection is to know some of the people who participate in the discussions and I paid real money to buy the manual.

Any landlords (or even investors) here who are active in Dayton?