Builders Risk Policy is the tool and most independent brokers will be able to connect you with a company who can issue such a policy.I use Barry Winstead in Elkton, MD (410-398-6700). 

A major factor is if the adu is attached or detached & if the existing houses utilities can be utilized or if it needs independent utilities added to the new adu.

Podcasts, Books, and Mentors you find by networking.I'd pick up a copy of Set for Life by Scott Trench as it has a good framework for financial independence, especially for a newer investor.

Podcasts, Books, and Mentors you find by networking.I'd pick up a copy of Set for Life by Scott Trench as it has a good framework for financial independence, especially for a newer investor.

Ordinarily, you don't want to pay the tenant the same you would an independent contractor because you'll end up in a bind if they do sub-par work, don't finish the job, etc.

@Mike DymskiHi Mike, arr you building a brand or independent apart/ hotel box ?

Usually there can also be FB groups made specifically for handymen/independent contractors to advertise in as well so look out for those when you look. 

As a result, I know a good amount about turnover maintenance.My long term goal is to achieve financial independence through buy and hold real estate in the next 15 years.

However, that is one of the key motivations for wanting to invest in RE, but Time, quality of life, and financial independence not to feel trapped without a w2, flexibility are some other motivators.

Here in WA, we have an Independent Contractor Agreement that agents sign with their office.