That's why we have Edwin Chow, Western Regional Director of Examinations at CFPB coming to speak for us in February.

You have to bring so much value to your clients and be known as the go to guy for deals in order to truly be unique, remember the acronym W.I.I.F.M.

Try some regional banks in that area.

An investor that travels to a region for the purpose of acquiring a rental property will be allowed to capitalize this cost as part of the investment, but this travel would not be a current year expense.

I have a REO home that I am interested in however there is a very unique situation.On the outside of one corner the siding has rotted out completely and the home has been vacant for over 2 years.

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La. law is unique as well as a community property state, it will help you address title issues.

Most of the investor buys in that region bets on future rent increases and appreciation, or sometimes just capital preservation -- all of them bet for the long run.Maybe some warzones in bronx or brooklyn, what inventory might remain of them, might cash flow positive, or out to warzone border areas in parts of new jersey and connecticut.

I bet those ads are regionalized as well ... which may explain why I'm not seeing it.

Regional banks I have seen do 7 to 10 year fixed which is the ideal for just a few basis points more it's worth it to get a few more pay down years versus the five.