For joists you are looking for anything with dry rot, bowing/splits in them, or sistered joists (shorter joist screwed/nailed into the other for support).

So far, I have a mortgage broker that I have built a healthy relationship with and he plans to help me by also referring me to contractors, agents, etc.

@Emaria Mitchell Sounds like you need about $35k cash PLUS a healthy emergency fund, no bad debt, and preferable a deal with value add potential.

Kastle’s Remote Video Guarding enables this by employing AI-enabled video surveillance to trigger live response from a remote Video Operations Center, proactively supporting onsite staff as needed to ward off threats with faster response than guards at less expense.You might be surprised where trouble pops up.

All of us that have been around awhile get fatigued seeing the same questions, of course, and your suggestions should help👍Now excuse me as I get back to that emotional support animal question I've never heard before...

She doesn't have to be involved in the day to day, she just needs to be supportive enough to allow you to do it. 

Saving over 1% changes my answer.Just separate out pre-paids to get to the true closing costs and select the least expensive.My opinion is to support local banks if I can. 

If you've been in the game for a bit, I'm sure this is great because your portfolio is looking very healthy.

Research each place to see which are growing and appear to have the jobs moving there to support that growth as well.

Also this is not specific in the CA income discussion, but generally any loan qualification can/will exclude income that is within 6 months of ending (child support, alimony etc).