We’ve got a small amount of cash to invest, a paid off 300k house primary residence as asset, and just over 6 figure retirement accounts that will likely get rolled to SDIRA.I went to a local REIA meeting last night and they were talking about HML.

I always just called them dividers and then the guy from the Window company corrected me, but it was over the phone so I just rolled the dice on the spelling.

I'd be interested in hearing about how the process actually plays out for you.Here are two articles discussing a new initiative from Honda where they are offering a really great deal to customers of new solar installations:http://www.clarkhoward.com/news/clark-howard/environment-energy/honda-rolls-out-home-solar-installation-initiative/nWsjD/http://www.nytimes.com/2013/02/20/business/honda-to-offer-customers-a-home-solar-system-option.html?

In regards to credit, once I got the ball rolling my scores increased faster then I ever expected.

I think there is a double standard with bandit signs such as when election time rolls around no one complains about bandit signs being illegal, but when some investor trying to make a living posts a few signs, everyone goes mad.

Investor implies that you buy something and then wait for the money to roll in.

Water was over US 281 and washed a couple of hundred of the "household size" rolling dumpsters, a few boats and some portable generators and other rental stuff across the highway.We were "waterlocked" in our little city within a city as the only 3 ways out are through "low water" crossings.

:roll: Here is how I enter the initial purchase.1005 19th Ave Asset:land Debit $26,6001005 19th Ave Asset:bldg Debit $239,400Closing Costs:1005 19th Debit $76381005 19th Liabilities:1st Mort Credit $212,8001005 19th Liabilities:2nd Mort Credit $26,600Owners Equity [earnest $] Credit $34,238I think it makes sense as you mentioned to expense most repair items and capitalize the improvement.

Well It is Semptember and as I mentioned before I am a UPS driver when halloween rolls around I am not looking forward to that general meeting when management tell us to "kiss your families good bye you will see them after the holidays"I need (we need) to know there is a light at the end of the tunnel and someday I will be home.

When the time comes, and you have adequate capital saved, you'll be ready to buy a place - maybe a place of your own to turn into a rental two years later, and you'll find that the ball will be off and rolling.