Some put their life savings into buying a home, business, or a income producing property.

An investment produces income a personal home doesn't. 

How long has your rental Ben producing income?

I've also used Top Producer and Seize the market in the past. 

The long-trip to the mall or the outlet center might be going away, but people still enjoy getting out of the house and will continue to frequent these types of establishments within their communities.We can see the potential opportunity in retail when looking at the cap rates (the relationship between the income the asset produces and its price) investors are paying for the assets.

I realize it seems crazy that such poor rent to cost ratios can produce outstanding returns but they can and they have.  

(If you're producing that is.

These actions produced no results.

First mistake was that I never got anything in writing, second was that I took a chance out of "giving her the benefit of the doubt" that she  would produce this security (1200.00).

Income producing properties are valued based on cap rate, so from this perspective we should expect valuations to decline in the near term.