I agree with you that having everything always accessible is fantastic, but I think being proactive as described above is a good "second place" approach, if you will.Let's say that your PM did have a 100% live portal, but didn't input every bill that came in right as they came in - would that be a problem? 

Normally, the whole point of the refi is to reduce your payments it should your dti get within range. 

Private debt (no equity) would greatly reduce YOUR cost of capital and increase your upside in a small deal.

You are proactive, that's good.Buying an investment property in your name brings higher interest; maybe about 1% higher.

Under this scenario, would you just wait until they move out to reduce liability?

The previous owners gave one tenant reduced rent in exchange for him doing small jobs and being on call for maintenance.

Now a lot of buyers are realizing that this isn't going to be a short nor quick bounce, so they are starting to underwrite a bit more realistically, which is resulting in prices lower than sellers are willing to accept--meaning transaction velocity is reduced to nearly zero. 

However i just refinanced (before really looking into real estate at all) and got a loan for $183000 reducing the interest rate by 1.75% to 3.5%. 

However i just refinanced (before really looking into real estate at all) and got a loan for $183000 reducing the interest rate by 1.75% to 3.5%. 

This means that people who take the standard deduction — which is $12,400 for singles and $24,800 for married-filing-jointly in 2020 — can still write off up to $300 in donations.This would take effect in 2020, so you’d claim the break when you file your 2020 return next spring.Deductions reduce your taxable income based on your federal income tax bracket.