And before I reach out to my securities attorney in Portland, I wanted to ask folks here about their experience and recommendations so I can have a more informed/productive conversation with my attorney.I’m so grateful for the replies I already received.

I’ll tell my story though. 2019 I was living check to check pretty much.

Good afternoon everyone,I conceder myself somewhat a newbie at this, I currently have 2 properties, 1 I live in the other is rental.

If you don't already know those concepts, start researching them, so you have a good basis for a conversation.

Of all the coastal States (Cali, Florida, Oregon) I've lived and invested in, by far the lowest carrying costs are in the latter. 

I suspect those conversations will be in attorney's offices between the two parties.If there is equity to work with, I've seen the hard money lender charge 12% which on a $400,000 property is $48,000 plus closing costs and a much higher monthly payment to the investor.Just a side note to the dear readers: I did not say that Subject To or wraps are to be avoided.

The cost of living is extremely low compared to other cities and you can still many many positive cash flowing and 1% deals here.

Tenant lives in a 2bed/1bath apartment. 

However, there are many factors to consider, and I want to ensure that the right people are involved at the right time.The renovations are nearly complete, and I am already collaborating with a condo conversion lawyer to draft the condo filing documents.

The downstairs unit (1 bed/1 bath) I'm currently living in but I need to move back to Los Angeles at the end of the month.