I will be speaking to lenders in the coming months as we move forward, but I'd like to get an idea of what people are doing to circumvent DTI issues.

(I don't imagine roommates would be my wife's idea of a good investment).  

I am intrigued with the idea of wholesale real estate.

So my idea is to try out buy and hold, and at a fairly high level (A/B neighborhoods, I guess), where dealing with tenants shouldn't be too stressful, even if the profits aren't as good.

Has anyone got any good ideas on the best way to raise rent rent after you buy ?

Has anyone got any ideas?

Don't give up, there might be a better idea than these. 

I have heard about the rental idea a few times and it makes a lot of sense.

You really should not be entertaining into notes as an investment idea unless you have enough capital to work through the default potential of the loan.There are plenty of sharks in the market who will sell you an asset and not think twice about any potential capitalization issues you may have in the future.  

I ask because I am thinking about doing a top to bottom gut and replace and I am trying to get a rough idea what of people pay.