Bad experience and I like to get on a person to person conversation so I do not mind going out in the field!

You need to be very careful as the other party could misunderstand your role if you are not clear almost from the first conversation.

I believe Suz is suggesting that you opt for the borrower paid PMI option this year because PMI is an itemized tax deduction in 2007 only.

If she has a car or something else you want she can transfer the items.

In the case of real estate investing, the methods can range from billboards to television and radio ads to direct mail to getting your name out through promotional items like pens, key chains, business cards, etc.

That doesn't include big items like new roofs.Jon

Hi Eric,The two I know of in NJ are Metro REIA in Central New Jersey and Garden State REIA in Northern New Jersey.I am a member of Metro REIA and decided to join that one because I heard from mutiple people who visited Garden State REIA meetings that many of its members have an agenda to push items they are selling - don't know this first hand.I find the people at Metro REIA genuine and really wanting to help newcomers.

I think if the items were more the day to day operations stuff rather than “deal making” stuff.

So I plan to file for these items as well.

., estimate items you have no real way of knowing), better to just make one guess than a bunch.Jon