If you do go this route you should have everything spelled out in writing before doing so. 8)

I know I need to learn the law where I'm at, but for you...do you have to send something in writing or can you do it over the phone?

The reason why I ask is if you gain some monetary benefits from it, you could contact website owner/webmasters and offer to split profits with them to put your tool on their site.You can also submit your tool to many software download sites.

Also assume you want to keep this legal so even if the state checks you will be on side rather than off side.How would you write up such a deal?

They called me and I requested something in writing which they sent.

*Also the contracts that i have also came with "Special clauses" that i can add in in writing if i need to.

Instead you write,"Both parties are running the risk of losing the property or being forced to pay the loan off in full if and when the bank enforces the due on sale clause which is present in almost every security instrument I have seen."

Normally getting a deed from the original owner will suffice for a title company to write title insurance on it.

So I didn't process or underwrite the lonas but I was constantly talking to the people who do that because I wrote most of the software they used.

In the software sector open bugs matters.