If an investment property, there non-warrantable DSCR loan options.Some details:Loans available for purchase, rate and term refinance (no cash out) and cash-out refinanceCredits score down to 620LTV are up to 75% for purchase and 70% for cash out.Rate buydown feature available.DSCR (lower of gross rent lease or Form 1007/216 rent divided by PITIA) as low as 1.0x.For experienced investors (one year of investor experience and own home), short term rentals can be structured off of 12 month short term rental history with 20% expense factor.

Hard or private money is usually short term. 

We are also in the business of Short Term Rentals so that is another layer of risk. 

Over the past 5 years there has been literally several thousand 4 beds and 5 beds built leading to an over supply of this size cabin in low and mid season, which is leading to lower returns.

For example, we have a client who is in a market where they rent the basement out on a short term basement and self manage.

@Manny Vasquez @Josh St Laurent Thank you guys for your expertise and leading us in the right direction.

In fact, in some instances even negligence will only lead to a carrier covering legal representation under their reservation of rights and will not cover any settlement or jury award.

I have a property in El Paso, TX on short term rental.

It captures all my lead sources and catalogs them based on their origins. 

⚖️ HOUSE BILL 5438 - HB 5447You may be aware a new slate of short-term rental bills was introduced this Legislative Session by Representative Andrews (D - St.