I never said it favors homeownership vs. renting...did I?

It's in your favor as a purchaser to combine, but against your favor as a seller to do so.However, combining a lease with an option may violate the due on sale clause if there is a mortgage on the property.

It is possible that certain types of activity could unravel the favorable tax treatment with a one-size-fits-all fund.

Sometimes it's a grind, but keep mailing till the numbers work in your favor.

The investor becomes the "lender" and is more likely to deal favorably with the seller than a shark...um, I mean bank.

Any advice on how to handle this appraiser (other than the typical influence) so I can get a good number in my favor?

If it's in your favor, don't tip them off.

What types of financing and/or loan programs are working the best for you right now for acquiring income (Non O/O) investment property on the most favorable terms?

I am 25 and have been working out decently consistently since I was 15 years old...I am partial to cardio/weight lifting b/c that is what I like, but I am in favor of whatever "work out" may do it for you.

I had mine done and have had favorable comments from clients, so I guess they work.