Looks like a cool product to get a toilet installed.

Some mortgage lenders are also beginning to relax lending standards.Home builders are trying to meet the extreme demand for an "affordable" product in the Austin area. 

For products catering to the middle/upper-middle class, you're not going to find such low-hanging fruit in any major market. 

Your post indicates that you intended to hold the property for productive use and now something is making you change that intent. 

That being said, after conducting various analysis, I am realizing that even if we pay down almost all of our debt (which should be within the next month or so) our credit score would still not increase drastically because we do not have a lot of credit lines open and/or closed and our credit history is relatively young (an average of 5 years between all four credit cards).

The house is in an A neighborhood and average DOM is about 1 day.

It’s assessed at 181k by the city... on average in today’s market a “ done” house out here sells between 5-10k over assessment, but never know just to be safe.

New housing starts grew year over year and well exceeded long term averages.

So generally speaking, look at expenses as % of Gross Income with an eye for outliers based on average cost per door.

Specifically in the areas I am farming the average DOM is 10 days or less.