@Jerry WesthoffSome of the larger hard money lenders may be able to fund this for you, if not a private / smaller hard money lender probably would look at it if the arv made senseI would start with larger companies

If you're already pricing in a negative cash flow, I would strongly suggest you read what happened to another individual on BP: https://www.biggerpockets.com/forums/48/topics/1204955-almos...

5) If any of you reading this were starting out and trying to start a wholesaling business, what would be some steps you would take in completing your first deal?

The city has a great infrastructure and a strong manufacturing presence.

when I started my project in Oregon I was across the street from Lennar ( production) I knew I could not compete I cant even build the homes for as cheap as they are selling them for.. so I went to Semi custom and my prices are 100 to 250k higher per house for the same sq ft.. and we have just about sold out..

It is definitely a big jump start to a promising career. 

Bedroom rentals is a great way to start and one of the easiest. 

However, with the recent statewide legislation removing maximum occupancy limits, Fort Collins has become an attractive market for house hacking.Although property prices in the area are on the higher end, the strong demand for rentals, particularly among students and young professionals, makes this an excellent opportunity.

Yes he has to buy the spouse out, either through sell, HELOC, or refinance and then the question being with the equity how would you best utilize that for starting into real estate investing? 

I have some liquid cash in my U.S. bank account and would like to start investing in real estate.