But that's an expensive gamble...

The funny thing is most people believe they can beat the market, but the reality is its a gamble.

It's a conservative approach instead of gambling with future interest rates.

Good day all, I'm new to the Springfield MA area and located here due to the fact I wanted my volleyball / basketball performance wear company to be based in the birthplace area of the two sports I design for.

Just a gamble I don't think is worth taking.

I'd say banking on appreciation to pay off the loan is always a gamble. 

I officially launched Real Estate is a Team Sport at a sold out event sponsored by many of the businesses who made up my local team.

With either route, I plan to invest in buy and hold rental properties to cover the student loan payments.So my dilemma is, is it smarter to refinance my loans at around 4% or take the gamble that the PSLF program will be around for the next 10 years and make the minimum payments at 6.8%?

On the flip side, most things that bring people into the city have been cancelled indefinitely (sports, conventions, school, etc).

It’s gambling and it will probably make you money if you can hold it long enough.