Send the bank a request for repairs and play with them when you control the deal.Another note is I have paid over asking price because the deal made financial sense. 

I became very disenfranchised with my families and schools expectations of me, got In some trouble and got myself kicked out of my parents home.

One of the reasons is because it allows me to control my viewing experience much better.

The rehab requires more money due to factors beyond the flippers control operating prudently.

I've been listening to the podcasts and reading whatever I can, and they have been invaluable to me.I am lucky enough to have a decent chunk of capital that my parents had saved for me since I was a toddler for graduate school.  

A "private lender" is usually someone you personally know (i.e. parent, friend, etc) who is willing to loan you the money. 

I had mixed results for my area and was not convinced it was as tightly controlled.

If you are unable to qualify for an FHA loan, I'd suggest a co-applicant (parent, friend, other investor) or searching for a seller financing.Good luck.

You need to know what these are for your local area, ask a realtor or your title company, to be able to identify who owns the property.You might call/visit the local government building or planning department to find out two things; 1) Who owns that parcel and 2) what covenants/operating and use agreements, if any, are in place that control the use and maintenance of the property.

The current regulatory framework does not have clear enterprise-wide expectations for internal controls, compliance, and risk management systems.