@Marty True  I would agree that it's possible to get obtain the 1% rule if you look for off-market opportunities.  

If I wanted to obtain a loan based on the property's ARV value I would have to wait 6 months. 

., there is no minimum holding period before refinancing ... though many lenders have their own internal guidelines; or b) on residential properties you can obtain "purchase + improvement" financing where the lender will underwrite a mortgage on the property plus an amount to fund improvements (typically no more than 15-20%) to the property.  

Does anyone know if him moving the property to another entity (in any way) would give him potentially more leverage in obtaining a settlement or a modification from the bank?    

A few months ago when I was applying to a lender,  I was able to get a "payoff statement" that doesn't show the status of the loan but the hml made it very hard to obtain and it has now expired so I am very hesitant to ask for another one. 

I live in a non-disclosure state, so the MLS is generally the only avenue people have to obtain sales price information.  

An individual whose only role with respect to the application is physically handling a completed application form or transmitting a completed form to a lender on behalf of a prospective borrower does not take an application.Factual Scenarios – Examples of Not Taking an ApplicationWe seek HUD’s concurrence that the following activities when performed by a manufactured housing retailer or salesperson would not constitute “taking an application.â€Giving a home buyer access to a kiosk in order to complete an application on-line which goes directly to a funding source.Directing a home buyer to complete a paper application for financing.Assisting a home buyer with general questions regarding the completion of a loan application by clarifying what type of information is necessary for the application or otherwise explaining the qualifications or criteria necessary to obtain a loan product.1Suggesting that a home buyer may have incorrectly completed or neglected to complete parts of the application.Describing the steps that a home buyer would need to take to provide information to be used to determine whether the home buyer qualifies for a loan or otherwise explaining the loan application process.2Transcribing information from the home buyer and directing to funding sources.

Out of 10 calls or replies I send, on average I received 3 call backs or replies.I have obtained 9 cash buyers so far.I haven't tried bandit signs because my area is already saturated with them.

We're both ready to use our time to develop a niche in real estate investing and obtain more financial freedom and less job dependence for ourselves and our kids.

is to obtain a real estate brokers license, and begin working part time in commercial real estate as a broker or leasing agent.