The house in question must be a 1-4 Family home, and be located in Essex, Passaic, Union, Atlantic, Camden, or Gloucester County.Restrictions on ApplicantsMust be First Time Home Buyer (Not have owned a home in 3-years)Must have a minimum credit score of 620Excluding Retirement Funds(IRA & 401k) applicant must not have more than 20% of loan amount in liquid fundsMaximum Income Limit of $127,000-$135,000 depending on countyMust live in the property and stay for a full 5 years!

That's when I stumbled upon self directed IRA's.

Jesus, In order for you to access your retirement funds for real estate investing you need a self-directed IRA.

My accountant told me that he would be able to accelerate the depreciation up front during the first year of purchase in order to avoid a huge tax bill from when I withdrawal from my IRA. 

Hello,Should real estate investors maximize IRA contributions?  

Maybe I have a colleague who is looking to buy a home (introduction to a realtor), or a friend who is looking for alternatives to his 401K (introduction to a self-directed IRA manager), and so on.

Solo401k and SEP IRA have contributions that are similar.

The idea is, for round numbers sake, if you have one million dollars in total invested funds in your 401K, IRA, etc. accounts the firm would offer you a line of credit up to a percentage of your held assets.  

Don't forget about the tax advantages of the 401K and IRA's on top of the free money from matching, those add to your returns that often get overlooked on the investment sites dashboard.

However, if you are over age 59 /12 or no longer work for the employer that offers the 401k plan, you can transfer the 401k to a Traditional IRA and then invest the IRA in real estate.