Not necessarily to get the loan, but to help ensure success.

Lenders often access the data base called the AVM.

Ensure they have insurance and workmen's comp is covered.

I spend a lot of time sorting and analyzing my farm data in order to target motivated sellers.

I did a little googling to find some data to back up my sense that Halifax and much of Canada is in a real estate bubble.All the images are from http://theeconomicanalyst.com/.Note how out-of-whack Canada's Price/Rent ratio is compared to other countries.

Does anyone have a good strategy to ensure the FHA appraisal does not attach to the property in case they wanted to switch lenders and order a new appraisal?

This is why it is important to have your divorce decree and ensure the decree dealt with the house.

Sellers state they are trending upwards.Buyers state they are trending downwards.Government states they are trending in whichever direction makes them look better.NAR states they are trending whichever way you want them to so long as you use an agent in their membership.I say, look at your past and present inventory levels in your area and compare the data.

Using city-data/craigslist/padmapper I'm fairly certain a 2bd/1 bath I can rent for around $550.

The app they developed is pure genius, different, and, IMHO shows the kind of thinking that got them where they are and proves again that out of the box thinking is possible, even in real estate.http://www.inman.com/news/2012/03/9/sawbuck-app-serves-real-estate-data-snapshots