Its a systematic take down for control, control of society and money supply. 

There are also Rules & Regulations that will likely contain these day-to-day operational restrictions. 

To deleverage the whole system would make 2009 look like a heyday for investors and I don't think anyone: politicians, the general public, employers, etc; want to go through a systematic change like that, as it would devastate everything we hold true from our net worth, to our housing, likely down to the most basics of our food supply and costs.

They can regulate it themselves. 

I doubt the same rules and regulations apply for both states

It used to be good business but has become harder to make money with increased regulations and hurdles.

We have our ways of vetting them, of course, but in general, if you have the product and the price & terms that you're asking for it are reasonable, you will have an endless supply of potential buyers.As far as our backup plans go:1. 

Overall, I'm not aware of any specific laws or regulations limits what a landlord has to have in their name or not.

As to your question,  my impression is after the crash of 2008 banks are now required to have much more risk-adjusted capital to support various stress tests imposed by the regulators.  

Supply and demand.