Needless to say, I messed a lot of things up.Some things I know for next time:-make sure to include security deposits credit and prorated rent credit in the purchase contract-make sure to keep all addendums that may be needed saved on computer for quick access-get all the necessary documentation for rehab funding from the contractor before going into contract on the property (my lender needed his insurance, workers comp, experience, etc. and I was not able to get rehab funded in the loan because the contractor would not send this to me and it was too late for me to find another contractor)-check that title has gotten the documents correct before they are sent over to the seller-take pictures of the house during the walkthrough for insurance purposes-check for flood zone early on -give yourself a realistic timeline for closing-check reviews on title company before choosing oneDoes anyone else have any recommendations? 

I can handle multiple vacancies and multiple major repairs all at once without touching my regular income, credit cards, or savings.Your reserve may also take into consideration your personal finances.

Does anybody know if small banks, credit unions and the like have these types of products and are pretty typical?

A few options that I have researched are: Personal Line of Credit, HomeStyle Home Renovation Loans and 203k loans, but I’m sure there are other options that I am not aware of.

After discussing loan options with my credit union when I began my research I settled on a conventional loan.

There are stated income products with reasonable rates that do not require Tax Returns to be submitted they are more so based on the property and credit score

I have a tenant that I rent a basement room to, my credit score has improved at least 100 points in the last year and I have paid off almost all of my bad debt.

When they lent you the money, they checked your credit, not the LLC's.

Do a standard screening weighing heavily on there credit report.

There are those who are either too confident, ignorant of the product, or whathaveyou to wait until the property is priced correctly, telling the seller's, "Oh this must be the accepted market value", and thereby creating the climate we're approaching, where everything is overpriced due to poor buying practices.