Future real estate acquisitions may require additional required reserves funding on previously purchased properties so as to take into account increased PITI payments... thereby minimizing current advantages of lower rates/fees via HELOC funding.4. 

Here is a super cool answer I got back via IG - rentalstowealth you might recognise the name from the most recent new podcast on Bigger Pockets!

As it turns out, the difference that the HUD payments are significantly lower within the San Diego City boundaries, vs the county properties.

Which still makes it a sell to me.Yes you could get the cash out via HELOC, another reasonable idea. 

There's one this evening taking place via Zoom meeting.

So my two cents is that it should be priced via pro forma and a fair cap rate as any commercial property would.

Just the other day I made an offer via a text message between the seller and myself.Once I figure out that the seller and I are in the same ballpark and the deal is likely to happen then I reach out to my realtor and ask her to facilitate the transaction.

I receive about 2-3 inquiries on my property every other day but usually i never get a response when asking to speak via phone or email.

Before we address the impact tapping that equity may have (via a HELOC), it's crucial to determine what you'll experience from a financial perspective.Recovering your down payment is huge but once monthly expenses start to hit, you may have that coming right back out of your pocket. 

Conventional loans via my W2.