Paying off your primary does have some benefit because of the safety of having your primary secured from judgement depending on the protections offered by TX. 

It's all about seeing who has been swimming with a too-low margin of safety when the tide goes out. 

A bigger spread between costs and cash flow equals more safety and for a first deal safety is paramount. 

Having options becomes key in times where market conditions change, or interest rates become more attractive for refinance.SPEND LESS ON INSURANCEUpdated fire, safety, and building code requirements that new homes must meet makes them less risky, and less expensive to insure.

heres the list if your interested lightbulb out- when she moved in it was out and. i told her i would fix it and i forgot so this was on medoor trim was cracked- non-issue, and was like that when she moved in but i fixed it anyway because it was splintering and could had been a safety hazardshe said it was infested with bugs- this i think was BS but I exterminated anyways because the place had beenvvacant for some months before she was thereshe said she was hearing animals in the walls-i called an exterminator.

For some circuits, like the kitchen and bathroom, I would plan on rewiring those specific circuits to have grounded outlets - the extra safety is worth it, to me. 5. 

Ultimately it is your responsibility but you do not have to replace it unless it is so bad that it is a safety hazard.

If I can’t take the time and care to invest in myself then I’ve failed to have discipline or an ability to prioritize which would make it difficult for me to focus on making smart decisions.

Sure you need to maintain some safety cash in case your loans get called and you need to refinance into a higher rate mortgage...but the majority of the people who were burned in the last crash were flipping on razor thin margins in hot markets or were taking negative cashflow on investment properties expecting the appreciation and tax incentives to bail them out.

HELL NO......You aren't making the unit their dream home.... they signed the lease "as is".... take it or leave it.You fix safety, habitability and maintenance issues.......