I need help and advice about choosing a lender to finance this first house I have a great really good credit score, and the job I have been offered in Charlotte pays well so the banks like that but I do not have very much money to put down.

I service East Tennessee but would go farther afield if the opportunity was right.Factors like travel, equipment cost, insurance, FAA NAS (national airspace system) research for the prospective area, weather monitoring etc. all take time and money, so I turn down jobs regularly that expect bottom dollar.   

@Charles Stanback ,Population growth, job growth, crime, schools, taxes, occupancy levels, labor availability, etc. are just some of the factors that play into it.Larger macro-economic things like credit markets can also have an impact at a given time,

I drive for dollars occasionally, but I don't believe it is yielding enough results as small multi's are not very common in my target areas.  

These are young professionals who probably dropped 200k on an MIT education and you think they are suddenly going to destroy their credit and ability to rent in the area where all of the jobs in their related field are because they can't come up with rent?

As long as they are doing the job as directed by higher ups, they get to keep their jobs.

A better strategy would be to get your finances in order, get a job that pays well enough to save, and when you have saved some and have built your credit, look into real estate.

I make $85k a year from my job. 

Assuming this discussion is sort of like a job interview, I want to impress them so I can get the best rates and work with the best lending team. 

Now if you lose your job or something and have to move out for an unplanned reason, that is different.