Starting Out
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 6 years ago on . Most recent reply
![Elliott G.'s profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1184908/1621509985-avatar-elliottg703.jpg?twic=v1/output=image/crop=200x200@0x0/cover=128x128&v=2)
First time "House Hacking" with Renovations loan advice
I am a college senior graduating from Appalachian State in North Carolina this coming May ( 7 months from now). I will begin working in Charlotte NC after that and I will be "House Hacking" a 3 bed room house. I plan on living in 1 bed room and renting out the other 2 while I work. I need help and advice about choosing a lender to finance this first house I have a great really good credit score, and the job I have been offered in Charlotte pays well so the banks like that but I do not have very much money to put down. So any advice for an owner occupied loan with little money down that preferably gives me a little room to do some repairs with the money?