Once you are invested in a 401k for a long period of time, and your own contributions get to a high enough amount, as does the total value of your 401k, the returns from that employer match become less and less, and regress towards zero if you do the math.If you plan to have the 'average' amount in your 401k when you can start withdrawing (assuming you will be active, healthy, or alive at this time) {this average number is a laughable ~$150k or less in the US}, then the employer match may make financial sense.Edit: I lied.

I'd rather have a healthy dose of fear than to plunge ahead without it.

@Jeffery Waicak ....you seem to be wanting to justify that "healthy eating and devotion to exercise" is a key.

The Trump administration will look like he has the economy healthy until the bust.

lol...a healthy dose of information isnt always bad..

Accepting the possibility that the answer is "no", might be a healthy choice.  

Too many people believe they will be energetic, mobile, healthy, or even alive when they are 64 1\2, and that's truly a pity."

Forces us to eat more locally and I feel healthy and enjoy cooking new things. 2.

I want to live off the interest FROM the interest"I have a wife that loves me unconditionallyI have two beautiful and healthy children that are very happy.EVERYTHING else is immaterial...

Come on guys, I have tried it myself to be business owner by owning a famous healthy bakery but couldn't able to make it work.