I am forced to play the devils advocate to myself and presume that nothing I know holds true any more...What is going on out there makes no sense to me - at all.  

I know its a C area but I was told its not as bad as many other C areas and the numbers seem to make up for it.Built in 1958 property has upgrades for the roof and furnace, is 5,009 sq feet with central air and forced air heating. 

Under the water law, landlords may bill tenants separately for water if all of the following requirements are met Landlord has installed submeters that measure actual water used in your apartment; Landlord has installed low-flow fixtures;Your tenancy started on or after March 16, 2005 Previous tenant was not forced out; There is a written rental agreement that spells out water bill arrangements; and Landlord has filed proper certification.

It's all macro, and big forces are in play to keep it that way.  

Can anyone give us newbies a complete explanation of the forces that make interest rates move?

I actually have an old Air Force buddy down that way, at least I think he is still there!

We gravitated to it after being in other fields.

Since the old one hasn't failed yet you can replace when it's convenient for you rather than being stuck with whatever timetable you are forced to work with when you have a leaking water heater.Your time and expense is much lower to replace it now rather than when it fails (and based on the age you gave, it could fail any time).

It's cool that you don't know exactly your niche - hang around enough here and you'll start gravitating toward certain things.

For me, I loved being in the Air Force and really enjoyed my job, but there were too many other considerations that led me to get out.