We have a Floor & Decor here where I can pick it up for around $1 a sq foot and then pay $1.50 for labor, plus shoe mold.

Remove the door, get a plastic zip-tie cut into place of existing screw hole & insert back all regular screws.

Plus, you'll want to consider how many months of positive cash flow would it take to recoup the extra down payment funds. 40% is a LOT of cash to tie up if you're only making a few hundred bucks a month. 

for my family they were all able to mentally start moving on and for my father he is still emotionally tied to the business but it was the best thing for him as it was a huge drain on him and his resources.

So I have completely been in your shoes in that regard.Personally when people ask about book recommendations, I'm going to usually start with the foundation, you as a person. 

But there's one more thing--this should be coupled with an interest rate forecast that ties to the borrowing rate so that there is true variability in the underwritten rate--not just assuming that the index remains flat for the life of the loan.

This way you’re not tying up capital needed for other areas of your business.Are you currently utilizing your rooftop to generate monthly income?

All real estate is local and tying to make national averages work in specific neighborhoods is stretching statics beyond what even Einstein would attempt. 

If I were in your shoes, I would put in writing the efforts that you have taken and how the heating is working fine.  

Received a quote for $4500 to remove carpet, rehab floors and install shoe mounding.