What brought me to BiggerPockets (found out about them on YouTube)  was my desire for building long term wealth and greater cash flow.I'm primarily interested in buying and holding multifamily properties, collecting rent for cash flow.

I have seen countless videos on YouTube about the power of real estate investing and am looking to try my hand at it.

Also, would a bank appraise the property if they did none of the improvements?  

The “seller” will buy back these two tracks with the proceeds of MUD bonds he sold to reimburse himself for advancing $8 million for utilities improvements.

I've been listening to BP podcast and watching some YouTube videos from BP and others to see how to start, to see if it's for us, to see how to make it workLooking forward to meeting others making money in real estate in the area whether through a BP meet-up, or a local REIA meet-up.

In fact, most of the "housing distortion" you see in these markets I think can be identified from the regulations that were trying to solve a real problem but just got in the way and either made building new apartments more difficult, or maintenance and improvement of neighborhoods more difficult. 

Depending on how much the property is worth the refinance can be used to improve the property.How much are the properties worth?

Ask the MLO what can be done to improve the DTI. 

One way is to force appreciation, through improvements.And she has your perfect path (in my opinion): to buy a property that needs slight improvements and updates.

However, he gives most of his knowledge away for free on Propelio TV via YouTube.