And they just got burnt to the ground in 2007 and the ones who survived were licking their wounds.The inventory shortage first started to be visible in 2015, slowly first but visbily accelerating every year since. 

Quote from @Renee Harris: I agree with your choices.

@Theresa Harris I got another quote for $600.

Then, one partner gets sick...and the other does not drive...and the sick one needs to see a doctor, two times a week to survive...they need to Sell the house...at that time the demand was low and difficult to move into Tampa and they may not have been allowed to Rent the 55+ house.

Quote from @Theresa Harris: I can't see why you'd add her to the lease. 

Quote from @Theresa Harris: Can you do a side job to earn extra money to help you save or your partner do some part time work?

Quote from @Theresa Harris: If you have roommates, make sure when they sign the lease, you also give them a copy of the HOA documents to read and they sign off saying they have a copy, have read them, agree to follow them, and are responsible for any fines that may result from their not following them. also that violation of the HOA rules may result in termination of the lease.With a house hack, what is your exit plan? 

Quote from @Devon Harris: I am currently investing in MS because I live here.Cash flow is nice.

And one more thing: I would not fund her renovations and then allow her to make payments over a two-year period, especially when she is already proven she can't survive the first month!

She opened her doors pre-pandemic, survived, and is growing both in the brick-and-mortar and online space; she manufactures all her beauty products in-house, and just launched her first marketing campaign this month.She has met with a commercial lender who has pre-qualified her for a 75% LTV loan — but she doesn’t have the $35k for the rest — it would wipe out her operating/cash account.