There might still be redemption rights, there might still be claims that the tax sale was void.

He basically did not deny my claim, but indicated he did not do it and that he would have to charge to go out there to jet the line. 

More info here (note: I'm not sure if this is the current set of guidelines nor do I claim to be a mortgage expert) https://www.hud.gov/sites/docu...It might be a good idea to call some lenders and provide a "hypothetical" scenario of this in order to feel it out before you commit to anything.

The customer support is very hit or miss if you need assistance when you call or submit a claim ticket.

Let's say scheduled rents are $192,000 (20U @ $800/U/mo.) and seller claims expenses are $38,400 (20%) and NOI is said to be $153,600.

Then quit claim to her when the financing gets put in place.

I spoke to my first roommate who claims she has no issues and only wanted to talk about upcoming vacation schedules and about upcoming renovation plans. 

CA is notoriously tenant friendly and small claims courts in general side with tenants, so you should have your t's crossed before you decide to retain any portion of the security deposit.

If that’s the case great - Now if I’m going to keep financing the note whats the best set up for that I have heard I can transfer it to an LLC under my name and ask them to buy the insurance under their name but to put the LLC as the a deed owner which need to get paid off in case there’s claim - If this works out I could hang on to tjis and just let them finish paying for the house the remainder 18 years -S~

If you have equity and good credit, you can Quit Claim the deed into your name get the loan and usually you can Quit Claim it back to the LLC.