Good properties were typically higher than that.

I hadn’t considered that option 

The buyer definitely owns the property, otherwise it is not owner financing, it is some sort of lease or option or a combination of the two.

Private money and seller financing is typically the most expensive. 

These companies are typically called "markets". 

The options are very limited.

Ideally, you'd want to be no more than 75% LTV, and 70% is better.If you don't want a DSCR loan, your next best option will be to partner with someone with good credit and enough income to qual.

Another option - Preferred Returns.

While opinions may vary, I rely on data to help drive real estate decisions and planning.Key ConsiderationsEducational Attainment: 77008 boasts higher numbers of residents with bachelor's (12,241) and master's degrees (5,739) compared to 77063.Demographics: 77063 has a higher percentage of foreign-born residents (41.02%) which typically indicates a strong rental market and with 76.86% renter-occupied versus 32.60% in 77008.Economic Factors: Median income in 77008 is $140,609 with a low unemployment rate of 3.37%, whereas 77063 shows lower median income ($51,899), higher unemployment (9.99%), and more families below the poverty level (16.51%), which may indicate economic diversity but also potential rental payment risks​​.Age Distribution: 77008 has more middle-aged residents (35-54) [8970 compared to 6,115] and a slightly higher proportion of young adults (25-34) compared to 77063 but both are popular with younger adults suggesting strong rental markets equally exist.

I don’t see an option for that here.