I don't feel like I am supposed to be a employee, I worked with a non-profit organization that taught financial literacy to children and their families.

The key is finding a bank that talks our language and finding the right person in the organization.   

Boomerang is a "set-it and forget-it" app, and there are two key functions that I have been using every day in the past month:1) Schedules emails for a later date.

By the way, why is the BOLD function so glitchy?

I understand that there is an organization in Cali of HMLs using the term private lender, we've been over that, how one may market themselves is one thing, how regulators will view you may be very different.

You will need a plumber for rerouting the drain lines to make function correctly.

If he is weak financially try to get the master or head of the organization who might be more liquid and have more net worth to guarantee the lease.

In my most recent work, I've opened, managed and operated an organic smoothie and juice bar, which was really great and rewarding, however we had to end our contract early.

My second floor is bedrooms  and you are correct their must be functioning bars that can be opened there.

Don't over improve at this point, just good solid tenants in a clean and functioning unit, if the market is good and appears feasible you can go for higher rents through upgraded units as they become vacant.