Being Independent means the Agent can shop lots of carriers in order to find the best rates and coverages for you. 

That is the amount of coverage you need if the property burns down or is hit by another type of natural disaster and needs to be repaired back to market value.The value is based on the type of construction like brick versus wood framed.Saving yourself a few dollars will hurt when there's a big issue.

, your deductible/ coverage, etc.

If you've ever used State Auto Insurance Companies for your homeowners coverage, I'd love to know what your experience was like. 

Ultimately - they are the ones who will have the final say.Thanks for the comprehensive reply!

Since the properties are in California, I would suggest finding a lender that calculates off of Debt Service Coverage Ratio as opposed to DTI.

Your “debt coverage” would be interest And principle payments, so.....what is the anticipated rate And the amortization schedule, this determining your monthly Payment.

If the answer is general like "we have a comprehensive marketing plan and a team..." then I would think twice.

I dislike the encumbrances created by using a LLC and do not believe they provide any better protection than proper insurance coverage.

Hello,My rental has a fireplace and when it rains, the tenants notice signs of moisture by the tiles (it darkens). Nothing on the walls, nothing in any other place, just there. Is this something the insurance will cov...