I would love any advice anyone has to offer and I'm looking for to hearing from, meeting, and possibly doing deals with you all!!

He is not on you side at all.There is  a time  and place to offer more than the asking price for something but this is not the time .Yes you are right there is no good reason to withhold unless they are trying to collect more bids and ect.Let your feeling be your guide.

A property in a nicer community in town come on the MLS about 10 days ago. The property needs some TLC but it's backed to a river. Owned by US Bank and listed at $350k. There is an immaculate property on the same stre...

Excited to see what they have to offer, far as investments.  

I was going to offer them 10% ROI so for their $10K investment they would make $1K.

I was confident enough to offer $10k non refundable upfront as a show of good faith but my partner said that I can go to the casino if I want to gamble :-) Since it is my first property of this size, I listened :-) Also I'm not sure if $10k upfront would have been meaningful.Let's see what happens...Jean

They were the local credit union that I was already using, and after striking up a conversation and mentioning what I was looking for, they were happy to offer their funds to lend to me. 

@Ryland Taniguchi, @Brian Fouts, @Aaron Ramm, @Adrian Chu, @Richard Rinehart, @Tarl Yarber are all variously flippers, wholesalers, or otherwise invested in the Tacoma-Seattle-Snohomish County markets and may be able to offer insight.If you have time next week, there is an informal BP Meet-Up happening on Tuesday, the 29th at the Ram in the U-District.

As has been stated, there is a ton of information you have access to right here on BP in the form of books, podcasts, posts, forum and people will to offer input. 

Hi Alexandar, We are finding that with most HML we have contacted the option of factoring the rehab costs into the loan is not there, looking for a lender to offer rehab costs.