A bank there is credit union, local, regional & national banks.

Reading the local news about the town or region to figure out developments in the local area that would increase value and speed up appreciation of home - i.e rail ways, large developments, new high way exits, etc.- Conversely, look at things in the area that indicate a declining market where the prop. could decrease in value3.

I live in the Philly area so I know that there are certain laws specific to each regions for license requirements to start a building business.

Check your zoning, and if it is R2 (or more) talk to the people at Regional to make sure you won't need any variances.

You need to check the bylaws/fire code etc. i.e. in the GTA only Toronto ever allowed rooming houses officially. anything outside of the old Toronto borders that is a rooming house is illegal..officially. doesn't mean they don't operate around universities of course.

I live in WA state and looking in the mid west region to the south.

It’s one of the fastest growing cities in the region.  

These are small or regional banks which are more aggressive on their commercial loan terms than the larger national players or smaller conservative banks.

Houston Regional Loan CenterU.S.

Typically only community banks and commercial departments at credit unions will be flexible to this.The exceptions are national hedge fund based mortgage products like Colony and others that will be able to make one note (mortgage) to you securitized by multiple trust deed's (what you're asking for above from multiple states).The problem you'll encounter is local community banks or credit unions which only want to securitize properties in their state (single state) or if they have a larger foot print (regional player) then they will only securitize properties typically in their footprint (unless if you have a really good relationship with them).I noticed you said you had one in CA and one in WI, I'd probably go with a "Colony," type hedge fund lending product on that specific request.There are others out there that I've seen but nothing off the top of my head at the moment.Best of luck,