The best thing about setting up loans is not only do you make money (and cannot lose money)- perhaps the best thing is how much you learn as a loan rep (especially if you are new to real estate).

A personal goal of mine and one of the first steps i have chosen to achieve my greater goal is to first make sure myself and my family never need or want again through real estate and other investment opportunities.

It makes shotgun market real easy.

You really do not want to add to an IRA that has a SEPP in place.An IRA holding real estate is treated no differently than an IRA holding other investments when it comes to this program - other than you needing to manage your liquidity requirements a bit differently to meet the distribution schedule.

Do I understand the interest rates and terms for the home equity line of credit?

As a dedicated real estate wholesaler, I source off-market properties perfect for fix-and-flip investments in high-demand areas.

Some local credit unions and banks can offer great terms in the 75%-80% LTV range.If you’d like, feel free to reach out directly, and I can share some connections that have worked well for me over the years.

Need to optimize my current real estate holdings and looking to add more properties.  

Greetings guys I'm D'Ondre (Dee-ahn-dray) an aspiring Real estate Investor. 

Thanks Ned, Short answer to explain it, I did not know they were around back then, just found out now when we are coming back, a little background, when I started in 2005, I was a child :) 28 years old and thought I knew it all, all, all :), did not know about hard money lending, only new about bank loans, and Home equity lines of credit, did not know where to find more money, since I did not have much, I would rely on what I could get from banks, loans, credit cards and was not always that great, it was a learning experience.....and Wholesalers, I did not know that even existed, everything I would find back then was already on the market and through a "friend" agent, MLS, FMLS and all those, nothing like what we have today.