Another option is to have cash saved for the rehab-- it really depends on your situation and the extent of a renovation.Start hitting up lenders in your area and see what they can share-- each bank might be slightly different.

Since you have $100k to work with, you have the option of investing in a few different markets instead of putting all of your eggs in one basket.

Hey Ken, yes I want it to have a positive cash flow, safe neighborhood but don't plan to flip the house.

Yes, feel free and reach out to me, and let's connect and go over some options and region-specific analytics to break down the market for you. 

I'm looking for USDA loan options as well.

@Aashrit LuthraI'm based in California so I understand how difficult it is to find a rental property that is cashflow positive.

Full metal stairs are always an option but that would completely blow the budget which already has a razor thin margin. 

They're so many options and even when you get it narrowed down... there even more options to choose from to make it exactly what you want.   

@Ginny Montoya, @Michael Ferrera, @Pam Lehr - Thank you so much for sharing your positive feedback about your experience with JWB! 

Hey Jason, you have a lot of open options here.