Therefore, I'm asking my bank for a POF for each deal....which could be numerous.  

I told him the truth, that my ex plans to file for Ch. 13 and that I just need to stay out of trouble for obvious reasons.

However, the numerous nights working alone on the house I kept wondering if there was a way to support my family doing something I truly loved.

I could go into a long explanation of why, but I'll give you the 30,000 foot view of it...and keep it simple.  

Thanks for the explanations!

But if it will cash flow that will not be a problem.I should have called myself a guru and charged $35,000 for that explanation.

Your homestead cannot be seized to satisfy a debt or judgement(most)3) Homestead- If you live in your house for more than 2 years(simple explanation) you would have no capital gains on the first $250k/$500k if married

If anyone in BP needs my services in animation or corporate explanation vid, etc., I will happily offer my services for beers and good conversations. : )

I gave her my explanation and she asked if I would like to type a letter to the seller explaining my reasoning behind the low offer.  

I've heard from numerous people that the best way to approach this is:1.